On a cold winter’s morning, Lorimer Black, an insurance adjustor — young, good-looking, on the rise — goes to keep a perfectly ordinary appointment only to find a hanged man.His life is about to be turned upside down and in directions he never imagined. The elements at A beautiful actress with whom he finds himself falling in love after a quick glimpse of her in a passing taxi … an odd, new, business associate whose hiring, firing and rehiring make little sense … a rock musician whose loss — in this case of his mind — may be “adjusted” by the insurance company. What ties it all a web of fraud in which virtually everyone he knows is somewhat involved, a web in which he finds himself being increasingly entangled.